How to Find Your ATO Income Statements?

Quick answer

Your ATO income statement is available through ATO online services via myGov (desktop or mobile browser) or the ATO app. Within ATO online services, navigate to Employment > Income statements, then select the relevant income year. Most statements become available after your employer finalises their Single Touch Payroll (STP) data — most employers have until 14 July each year to do this, at which point your statement is marked Tax ready.

Income statements replaced payment summaries (group certificates) under STP and are the standard way Australian employers report your earnings and tax withheld to the ATO.

Before you start: sign-in method

The ATO now recommends using myID (the Australian Government Digital ID app, formerly known as myGovID) to sign in to myGov. myID provides stronger identity verification and is the preferred method following the ATO's mid-2026 Counter Fraud Program update, introduced in response to a significant rise in ATO impersonation scams. You can still sign in with an email or SMS code if you haven't set up myID, but setting it up is worth doing before tax time.

ATO online services through myGov (desktop or browser)

This is the most reliable way to view, save and share your income statement.

1. Go to my.gov.au and sign in — use myID if you have it set up.
2. Select ATO online services from your linked services.
3. Select Employment from the top menu bar.
4. Select Income statements.
5. Find the required income year.
6. Select your employer to expand the statement details.
7. Use your browser's Print function and choose Save as PDF to keep or share a copy.

Note: The ATO sends a notification to your myGov inbox once all your income statements are marked Tax ready. If a statement still shows as Not tax ready, your employer has not yet finalised their STP data — check back after 14 July.

ATO online services through the ATO app

The ATO app lets you view your employment income and superannuation contributions reported by your employer. The exact in-app navigation can change with app updates; the steps below reflect the current general path, but check the app's home screen for an employment income or income statements card if the menu structure differs.

1. Open the ATO app and sign in to ATO online services.
2. Navigate to the Employment or Income statements section (look for a dedicated card on the home screen or within the main menu).
3. Select the relevant income year.
4. View your income statement details on screen.
5. To save or share, use the app's native share or export function if available, or take a screenshot as a fallback.

If you need a formal copy for a lender or other purpose, the myGov desktop path above is more reliable for saving a PDF.

Tax ready status — what it means

Your income statement has two possible statuses:

• Tax ready — your employer has finalised their STP data. You can use the statement to lodge your tax return.
• Not tax ready — your employer hasn't yet finalised. Most employers have until 14 July each year to do this. If you lodge before then and your statement isn't finalised, the figures in your return may be incomplete.

The ATO will notify you via your myGov inbox when all your statements are Tax ready.

Alternative access options

• Phone: If you don't have a myGov account, call the ATO on 13 28 61 to request a copy of your income statement.
• Tax agent: A registered tax agent can access your income statement directly through Online Services for Agents and use it to prepare your tax return — you don't need to supply it separately.
• myTax pre-fill: If you lodge through myTax, your income statement data is pre-filled once it's Tax ready, so you can verify figures without needing to download a separate copy.

Using your income statement for a loan application

Lenders often ask for income verification when you apply for a car loan, personal loan or other finance. Your ATO income statement is one of the strongest documents you can provide because it reflects employer-reported figures. A PDF saved from the myGov desktop path is generally accepted; a screenshot from the app may not always be. If you're self-employed, see our guide on car loans for self-employed Australians for what lenders look for instead.

Our income calculator can also help you estimate borrowing capacity before you apply.

Sources

• ATO — Access your income statement (last updated 5 June 2026)
• ATO — Enhancing how clients link the ATO to myGov (Counter Fraud Program, June 2026)
• ATO — Using ATO online services
• ATO — Setting up your myGov account (last updated June 2026)

Last updated: August 2026